December 2025: Access quick funds with simple paperwork and get a chance to win exciting prizes during the Bajaj Finserv Gold Loan Carnival. Bajaj Finance continues to simplify access to funds by offering gold loans with easy documentation and a quick approval process. During the Bajaj Finserv Gold Loan Carnival, customers can not only benefit from minimal paperwork and fast disbursal but also stand a chance to win exciting prizes. Running from 25 November 2025 to 28 February 2026, the Carnival rewards customers who avail a Bajaj Finserv Gold Loan of Rs. 1,00,000 or above and keep it active for at least 180 days. Rooted in India’s long-standing trust in gold, this festive offer blends tradition with modern, hassle-free financing.
What is the Gold Loan Carnival?
The Gold Loan Carnival is a reward offer for customers who avail and receive disbursal of a Gold Loan from Bajaj Finance during the offer period. Based on the selection criteria set by the lender, here are the prizes eligible participants can win:
Reward rank | Item | Maximum winners |
1st reward | Travel voucher for foreign trip | 10 |
2nd reward | 42″ LED TV | 34 |
3rd reward | Microwave | 272 |
4th reward | Small electric appliances | 10,188 |
Who is eligible for Carnival rewards?
To apply, customers must meet the Bajaj Finserv Gold Loan eligibility criteria:
- Indian citizen, aged 21 to 80 years
- Gold purity of 18 to 22 karat for pledged jewellery
- Furnish the necessary gold loan documents
To qualify for Carnival rewards, customers must also meet these additional conditions:
- The loan amount must be Rs. 1,00,000 or above
- The loan should be kept active for at least 180 days after disbursal
- Each customer can win only once during the offer period
Gold loan documents checklist
Bajaj Finance ensures a smooth and quick pledge process through simple documentation. Customers are required to carry any one of the following valid identity proofs:
- Any one of these acceptable identity proofs:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by the National Population Register
- PAN card, if your loan amount is Rs. 5 lakh or above
Having the correct gold loan documents ready saves time and speeds up disbursal. Most customers complete the entire process in a single visit when they arrive prepared with valid identification.
Features and benefits of Bajaj Finserv Gold Loan
Bajaj Finance offers several advantages that make borrowing against gold simple and rewarding:
- Quick disbursal with minimal documentation
- Free insurance for pledged gold while in custody
- Part-release facility to take back jewellery upon partial repayment
- No part-prepayment or foreclosure charges
- Loan range from Rs. 5,000 to Rs. 2 crore
- Multiple repayment options to suit your cash flow
These features allow customers to manage their funds comfortably while remaining eligible for Carnival rewards.
kalkinemedia.com Need ₹ 50,000 Fast? Here’s How to Get It OnlineHow your loan amount is calculated
The loan amount is determined based on the weight, purity, and prevailing market price of the pledged gold jewellery. Bajaj Finance uses a moving average of India Bullion and Jewellers Association (IBJA) rates to ensure fair and transparent valuation. Customers can also use the online gold loan calculator to estimate the gold loan per gram today before visiting a branch, helping them plan their borrowing efficiently.
How to apply online and in-branch
Online application
- Visit the Bajaj Finserv website or app and click “Apply”
- Enter the registered mobile number and verify using OTP
- Fill in personal details and select the nearest branch
- Download the in-principal loan eligibility letter
- Wait for a call from the representative for the next steps
Branch application
- Visit the nearest Bajaj Finserv branch with required documents
- Submit gold jewellery for purity and weight evaluation
- Complete document verification
- Receive quick disbursal upon approval
Make the most of the Gold loan Carnival
The Bajaj Finserv Gold Loan Carnival offers customers an opportunity to meet urgent financial needs while enjoying rewarding benefits. By keeping the required documents ready and using the gold loan calculator in advance, customers can ensure a smooth application experience and faster disbursal.
Customers can apply through the Bajaj Finserv App or visit their nearest branch to participate in the Gold Loan Carnival and turn their gold into quick funds and exciting rewards.
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About Bajaj Finance Limited
Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A3 by S&P Global ratings. To know more, visit www.bajajfinserv.in.
