Make informed borrowing choices with Bajaj Finserv Gold Loan, offering instant approvals, high value for pledged gold, and low interest rates for added convenience.
Pune (Maharashtra) [India], August 13: This August, Bajaj Finance presents the Prime Loan Festival, the ideal opportunity to turn gold into a smart financial solution. From 1st to 31st August 2025, individuals can secure funds against their gold to meet planned or urgent expenses with ease. It is a celebration of convenience and opportunity for those looking for quick access to funds.
Borrowers can avail of a Bajaj Finserv Gold Loan of up to Rs. 2 crore, while ensuring their gold stays safe while in the lender’s custody. To make informed borrowing decisions during the Prime Loan Festival, borrowers can use the Bajaj Finance Gold Loan Calculator. This simple tool helps estimate the loan amount they can avail and plan repayments with ease.
Let us look at how this calculator adds clarity and confidence to the gold loan process.
Why gold loans are a wise financial option
In today’s fast-moving world, financial needs can come at any time – from medical costs to education fees, home improvements, or even travel. A gold loan is one such quick and easy way to arrange funds. For anyone wondering what is gold loan, it simply means borrowing money by pledging gold jewellery as security. There is no lengthy approval process or need for a perfect credit score. The loan amount is decided based on the value of the gold pledged.
Bajaj Finserv Gold Loan offers high-value loans, from Rs. 5,000 to Rs. 2 crore, with minimal paperwork and competitive interest rates, allowing customers to receive funds quickly. With multiple repayment options, borrowers can choose a repayment frequency that suits them best. The company also ensures the safe storage of pledged gold, giving customers peace of mind.
Role of gold loan calculator online in decision-making
One of the smartest tools for borrowers today is the gold loan calculator online. This free tool helps users estimate how much they can borrow based on the weight and purity of their gold. By entering details like the gold’s weight and current market rate, customers can get an instant idea of the loan amount.
Using a gold loan calculator online is a straightforward process that helps borrowers estimate the total annual interest payable. It works in the following way:
●Loan amount – The borrower enters the loan amount they wish to avail by pledging their gold jewellery with the lender.
●Interest rate (% p.a.) – They provide the annual interest rate offered by the lender.
●Repayment option – The borrower selects their preferred repayment frequency.
●Results – Based on the provided details and the current market price of gold (per gram), the calculator displays the estimated total annual interest payable and the approximate gold jewellery weight required for the loan.
This easy-to-use tool gives borrowers a clear picture of their borrowing capacity, helping them make informed decisions when pledging gold jewellery for a loan
Easy application process with Bajaj Finserv Gold Loan
To apply for a gold loan with Bajaj Finance is simple. They can either visit the nearest gold loan branch or apply online from the comfort of their home. To apply:
1.Visit the Bajaj Finsver website or download the Bajaj Finserv App.
2.Enter the 10-digit mobile number and OTP.
3.Submit OTP to verify identity.
4.Fill in personal details and choose the nearest gold loan branch.
Once done, the applicant will get a call from the Bajaj Finance representative.
Prime Loan Festival – A chance to borrow smarter
The ongoing Prime Loan Festival by Bajaj Finance is designed to make borrowing more rewarding. Running until 31st August 2025, it offers competitive interest rates and easy repayment terms for gold loans. Whether the need is planned, like paying for education, or unplanned, like emergency medical bills, this campaign ensures that funds are available quickly without stress.
By using the gold loan calculator online before applying, customers can take full advantage of the festival by knowing exactly how much to borrow and how best to repay it. Apply for a Bajaj Finserv Gold Loan today!
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About Bajaj Finance Limited
Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A-3 by S&P Global ratings.
To know more, visit www.bajajfinserv.in.
